Buyers Checklist

• Get a free copy of your credit report.
• Reduce your consumer debt-pay down credit card balances.
• Assemble a cash downpayment.
• Research mortgage companies. Shop around for the best interest rates and programs.
• Get pre-approved by a lender.
• Figure out how much you can afford.
• Think of features that are important to you. Create a checklist to serve as your roadmap for buying a home.
• Narrow down the area you want to live in. Check out the schools and neighborhoods.
• Seek out a real estate agent to help with buying a home. Qualified Agent: Ciara Quam.
• Shop for homes. Check comparable sales and ask the seller about a home warranty.
• Sign the purchase contract.
• Complete all mortgage loan application requirements.
• Apply for homeowner's insurance.
• Order a home for inspection.
• Set a closing date and know what the closing cost will be.
• Do a final walk-through of the home.
• Sign escrow closing documents and mortgage loan application documents.
• Provide any additional deposits necessary to close.
• Receive you keys upon recordation to your new home.