"Let me deliver you to your Piece of Paradise!"  
Ciara Quam Real Estate Maui

Buyers Checklist

  • Get a free copy of your credit report.
  • Reduce your consumer debt-pay down credit card balances.
  • Assemble a cash downpayment.
  • Research mortgage companies. Shop around for the best interest rates and programs.
  • Get pre-approved by a lender.
  • Figure out how much you can afford.
  • Think of features that are important to you. Create a checklist to serve as your roadmap for buying a home.
  • Narrow down the area you want to live in. Check out the schools and neighborhoods.
  • Seek out a real estate agent to help with buying a home. Qualified Agent: Ciara Quam.
  • Shop for homes. Check comparable sales and ask the seller about a home warranty.
  • Sign the purchase contract.
  • Complete all mortgage loan application requirements.
  • Apply for homeowner's insurance.
  • Order a home for inspection.
  • Set a closing date and know what the closing cost will be.
  • Do a final walk-through of the home.
  • Sign escrow closing documents and mortgage loan application documents.
  • Provide any additional deposits necessary to close.
  • Receive you keys upon recordation to your new home.